Homes for sale in Amsterdam, Netherlands - Buy Residential properties (2024)

FAQs

Can a foreigner buy a house in Amsterdam? ›

The short answer is yes. The Netherlands does not place any restrictions on the purchase of property by foreigners, whether resident or non-resident. However, to get a mortgage you must live and be registered in the Netherlands.

Average selling price of houses and apartments

Single family homes: In the second quarter of 2022, the average purchase price for a single-family home was €602,474, -22% lower than in the first quarter.

Benefits of buying a home in the Netherlands

Interest-tax deductions. You can borrow 100% of the property's value. You have the freedom to renovate your home and make it feel like your home. You don't have to pay capital gains tax when selling a property.

Residency Permit in the Netherlands

Unfortunately, it is true that you do not automatically get a residence permit when you buy a property in the Netherlands. This takes additional time and effort. Our launch team can inform you on how to obtain mortgage or a residency permit in the Netherlands!

If you want to stay in the Netherlands for longer than 90 days, you may need a residence permit. In many cases you will also have to apply for a long-stay visa before you travel to the Netherlands. This visa is also called an authorisation for temporary stay (MVV).

For a detached house, two-income households must earn the most, namely €124,000 annually. The average income in the Netherlands in 2023 was €44,000. This means that most people will not be able to get a mortgage for a house of the average sale price. Owning a home seems out of reach for most Dutch people.

A good salary in the Netherlands falls between €2,500 and €3,333 gross monthly (or €30,000 and €40,000 annually). After taxes, this is between €2,159 and €2,613 monthly.

Relocating to the Amsterdam Area

It's easy for newcomers and expats to settle in, given the city's cosmopolitan spirit, rich cultural life and large international community – combined with a compact size to make getting around a breeze. Many consider Amsterdam one of the best places to live in the Netherlands.

The average home in the Netherlands now costs 452.000 euros.

Daily living costs

Groceries, dining out, and transportation costs in Amsterdam are relatively high compared to other European cities. However, the quality of services and goods is generally excellent. Public transportation is efficient but can add up if you rely on it daily.

Is it wise to buy a house now in the Netherlands? ›

So, to buy or not to buy a house in the Netherlands? If you want to purchase a property and you can afford it, you should. House prices move up and down, and the value of your house will probably increase slightly or stay the same in the near future. In the long term the value of your property will rise for sure.

The Netherlands is not just a great place to take a holiday, it's also a good long-term home that famously welcomes expats. It is consistently voted one of the happiest places in the world. Small wonder then that many people from around the world consider relocating here to live, work, and study.

Yes, foreigners can buy property in Netherlands. The country does not impose any restrictions on foreigners, whether residents or non-residents, buying real estate.

Residence and Work Permits

In order to reside in The Netherlands, one must be in possession of a valid residence permit. This must be obtained from the Dutch Immigration authorities, the Immigratie en Naturalisatiedienst otherwise known as the IND. Please see https://ind.nl/en for further information.

These are the requirements for a permanent residence permit. You meet the general requirements that apply to everyone. You have had a valid Dutch residence permit for at least 5 consecutive years. There are exceptions to the 5-year period for permanent residency.

Simply put, yes – but each European country will have its own regulations. Whether you're looking for a holiday home or you want to invest in citizenship abroad, let's take a closer look at buying a home in Europe.

Moving to the Netherlands as a non-EU/EEA citizen is hard. You must first apply for a temporary residence permit which you must then extend for five years. After living in the Netherlands with a temporary residence permit for five years, you are then eligible to apply for a permanent residence permit.

You might be wondering: can I rent out my house in the Netherlands? Yes, you can. Buying and renting out a house is no problem if you comply with specific terms and conditions. If you already own a home and are looking for a profitable investment, you will come across specific rules.